Skilled Personal Injury Insurance Counsel
Insurance policies are complex and often apply to motorcyclists in unique and different ways than they apply to car drivers. If you have suffered motorcycle accident injuries, you need to consult with an Arizona lawyer who understands insurance law.
Contact us to schedule a free initial consultation and case evaluation at our offices in Phoenix, Arizona, with a knowledgeable personal injury attorney.
Don't Sign Away Your Insurance Rights
If you've been injured in a motorcycle accident in Arizona, there may be several sources of payment for your damages, especially medical damages. In addition to your own medical insurance, your liability insurance and the other driver's liability insurance, you may have medical payments coverage from your insurance company.
Medical payments coverage provides compensation for your accident-related medical bills, no matter who was at fault for the accident. Under normal circumstances, you will receive a payment for the full amount of your medical bills up to the policy limit.
If you have medical payments coverage, you should not give up your right to these payments by assigning them to the hospital.
If the hospital asks you to sign anything when you are treated, be sure to read it over and speak with an attorney, and make sure that if you have health insurance, it is your health insurance that will be responsible for paying the hospital.
The same goes for the other driver's insurance company. Do not sign any releases, authorizations or assignments without contacting an experienced Arizona motorcycle insurance attorney.
Understanding Uninsured Motorist Coverage
Many Arizona motorcycle owners choose to waive the option of uninsured motorist and underinsured motorist insurance. Unfortunately, many of these motorcyclists then get involved in accidents with people who do not have insurance or people with minimum policy coverage.
Uninsured and underinsured motorist insurance protects you and your family from accidents caused by people who don't carry insurance or don't carry enough insurance to compensate you. We can help you understand the legal implications of this kind of insurance.
